These Terms & Conditions (“Terms”) govern the access and use of digital services, software systems, verification processes and payment integrations provided by Paisa HI Paisa. By accessing or using any service, you agree to these Terms.

1. Acceptance of Terms

By using our website or services, you agree to these Terms along with our Privacy Policy.

2. Eligibility & User Obligations

• Must be 18+
• Provide correct details
• Complete KYC if required
• No illegal activity

Paisa HI Paisa may suspend services if details are incorrect.

3. Identity Verification

• Aadhaar / PAN
• OTP verification
• Business documents

Aadhaar e-KYC is done only with user consent and securely encrypted.

4. Services

• Digital services & CRM
• Verification systems
• Payment integrations

5. User Responsibilities

• Keep login safe
• Use legally
• No hacking

6. Payments

Payments are processed via secure gateways like Razorpay, Cashfree, PayU, Paytm.

• No card/UPI data stored
• Secure transactions

7. Refund Policy

Refunds are processed via official payment gateways only, ensuring RBI compliance.

8. Data Security

• Encryption
• Secure servers
• Monitoring

9. Prohibited Use

• Fraud
• Illegal activity
• Misuse

10. Liability

Paisa HI Paisa is not responsible for gateway failures or user mistakes.

11. Termination

Access can be suspended for fraud or misuse.

12. Updates

Terms may change anytime.

13. Governing Law

Jurisdiction: Kanpur Nagar, Uttar Pradesh.

14. Contact

Email: help@paisahipaisa.store

Phone: +91 72750 04901

Last Updated: January 2025